Buying a home
On the hunt for your first dream home or your next property? Let’s declutter the path to home ownership.
The essentials
We’ll help you understand the fundamentals of home loans, from interest rates to loan types, so you can make confident, informed decisions.
Mortgage solutions
Explore the various mortgage options available, like fixed-rate stability and variable-rate flexibility. We're here to find the best fit for your financial goals.
Application tips
Applying for a mortgage doesn't have to be a maze. We'll guide you through the process, offering strategies and insights to boost your approval chances.
The lowdown
Save for a deposit
Putting some money aside for a deposit is a good starting point, as you will need at least 5% of the property’s value for a deposit. There are also ways to reduce your deposit requirements which we can walk you through.
Know the costs
Your first home comes with some initial expenses like stamp duty, legal fees, building and pest inspections, and more - so don't forget to include these in your budget planning.
Discover loan options
There's quite a few choices when it comes to home loans. But which one’s right for you? As your home loan expert, we’ll break down the different types and repayment options.
Obtain approval
Before you start looking for your dream home, it’s a good idea to get pre-approval for a home loan. When the right one comes along, it puts you in a prime position to snap it up.
Make an offer
After you’ve found the house you want, you’ll be ready to make an offer. Engage the real estate agent early and let them know you’re interested so you have the opportunity to submit your offer.
Settlement
A week or so before settlement day, you’ll have a settlement inspection where you can check that everything’s as you’d expect. On the day, you exchange payment for keys and the title deeds, making you the new registered owner - hooray!