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Refinancing

Pay out your current home loan by taking out a new loan, either with your existing lender or through a different one.

Boost your savings

Free up cash as a savvy homeowner by refinancing to a lower rate, with the benefit of pocketing more savings.

Access equity

Use the equity your home has gained for home improvements, a holiday or even an investment property.

Get more features

Access flexible repayments, link an offset account, or enable redraw in case you need cash in an emergency.

Numbers, please

Considering switching home loans? Work out if you can balance costs with savings using our refinance savings calculator.

The highlights

What is refinancing?

Refinancing your home loan means switching from your current loan product to different one. You can refinance to a different lender, or to a new product with the same lender, depending on your needs.


Good news is, refinancing doesn’t have to be a daunting process. In fact, you might discover it's surprisingly easy as we do most of the legwork and offer expert guidance every step of the way.

The first step to refinancing is understanding your needs - then you can identify which home loans are best suited to your financial goals.

Better features

Plenty of homeowners end up with home loans that don't quite match their needs or are loaded with features they hardly use. Having the right facilities could save you big time in the long run, so seeking expert guidance on loan features and how they can benefit you is a smart move.

Consolidate debt

Access cash

Reduce repayments

Expert advice

Everyone’s situation is unique which is why it pays to get expert advice when looking for a refinancing solution that is suited to you. We're constantly in the know about what the market has to offer and the advantages that come with various loan features.


Whether you’re looking to snap up a sharp rate to trim down your loan repayments or perhaps your circumstances have changed, and you’re due for an overall home loan health check, reach out to us and fast track your financial health.

Level up your home loan

The home loan refinancing process is more straightforward than what it used to be - take a look at what to expect when refinancing with us.

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