Personal loans
We know there are times when a little extra cash goes a long way. Take advantage of a personal loan to fulfil your wishlist.
Car loans
Looking to buy a new car? Make sure you’re well-informed. From getting ready to the necessary paperwork and finding great deals, we've got you covered.
Caravan loans
Dreaming of hitting the open road in a new caravan, but short on funds? A personal loan may be able to put you within reach of your van life adventures.
Home renovations
Whether you need some extra space for the kids or simply want to give your home a facelift, opting to renovate your current home can often be more cost-effective than buying a new one.
Tailored for you
What is a personal loan?
A personal loan, typically lasting for 5-7 years, offers a practical solution for special projects, as it has higher interest rates than mortgages yet lower rates than credit cards. Additionally, the approval process is usually faster due to assessment based on credit risk and experience compared to mortgages.
Secured loans
Make your boat dreams a reality, or leverage the one you already own for a lower rate loan. Owning a major item opens up a unique opportunity for secured financing, where the lender accepts it as collateral for the loan. What does this mean for you? Not only can you enjoy a reduced interest rate compared to unsecured loans, but you also increase your chances of approval.
Unsecured loans
Unsecured loans are those that do not require you to own any assets to apply, whilst also giving you greater flexibility to use the funds as you wish. Just remember, the interest rates are often higher than secured loans as the lenders perceive these loans to be a higher risk because you have nothing to fall back on if you cannot make repayments.